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Answer my questions: > I'm buying my first home > I'm buying my next home > I'm refinancing my home We'll beat any lender's price— or pay you $500. We'll meet your closing date—or reduce your interest rate.   PROGRAM RATES POINTS APR* P & I* 3/1 Year ARM   4.766%   1.0   4.951%   $627.13 7 Year Balloon   5.328%   1.0   5.522%   $668.45 5/1 Year ARM   5.365%   1.0   5.559%   $671.22 Conventional 10 Year Fixed   5.52%   1.0   5.716%   $1,303.50 7/1 Year ARM   5.629%   1.0   5.827%   $691.09 Conventional 15 Year Fixed   5.75%   1.0   5.95%   $996.49 10/1 Year ARM   5.855%   1.0   6.057%   $708.31 Conventional 20 Year Fixed   6.184%   1.0   6.391%   $872.50 Conventional 30 Year Fixed   6.329%   1.0   6.539%   $745.04 Conventional 25 Year Fixed   6.329%   1.0   6.539%   $797.47 **Online pre-approval is subject to you providing accurate and complete pre-approval information that meets applicable secondary market credit and property approval guidelines. Best Price details—A customer must provide a complete, system generated Good Faith Estimate, listing a specific lender's name, that is dated the same day as the rate quoted by us. If such Good Faith Estimate indicates an equivalent or lower interest rate and closing costs package, for the same loan program that is offered by us and we have verified the accuracy of the rate and fees listed then we will have the option of beating that lender's total loan costs by $100 or paying the customer $500 when they close with that lender and provide us with a copy of the signed Note and Final HUD-1 Settlement Statement. Best Service details—We guarantee to meet your requested closing date or we will reduce your interest rate by 1/8 of 1 percent for the life of the loan. Approved, conventional purchase loans only, using our preferred closing agent. This site is best viewed with the latest versions of Netscape Navigator and Internet Explorer. Click on either icon below to download the latest browser free of charge. Rates Our rate 5.875% Points 1.0 APR* 6.000% P & I* $745.04

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